eConsultancy, through its website BusinessValuation.us, offers a unique benefits program for businesses. The program provides a Free Business Valuation and/or SGE Google Ranking consult for any businesses’ product or service, with the only requirement being to watch a 3-minute Business Benefits Package video – CONTACT US HERE: https://businessvaluation.us/overview
This program helps businesses save up to $1000 per employee per year and includes a permanent guaranteed issue whole life insurance policy for every full-time W-2 worker at the business. As long as the company offers major medical for its employees, it can take part.
OR, IF YOU ARE THE OWNER, CEO, OR EXECUTIVE AND ARE THINKING YOU WOULD BE SELLING THE BUSINESS IN THE NEXT 2 YEARS, THEN WE CAN PROVIDE A FREE BUSINESS VALUATION.
Tell us what free service you are interested in:
1) Free Consult – $32,200 for Self-Employed (SETC)
2) Free Consult – Business Benefits Pgm
3) Free Consult – $150k Life Insurance
4) Free Consult – Business Valuation
With any of these services, we will provide a free SGE Consultation – with a goal TO RANK ON THE 1ST PAGE OF GOOGLE.
CONTACT US HERE: https://businessvaluation.us/overview
THE BENEFITS FEATURES AND INFORMATION IS AS FOLLOWS:
Free Consult – $32,200 for Self-Employed = Financial relief may be available to you! If you had to miss work due to COVID-19 in 2020 and 2021, you might qualify to receive up to $32,200 through the SETC, a federal government program.
Do I qualify for the SETC tax credit?
Eligibility for the SETC tax credit requires a positive net income from self-employment on IRS Form 1040 Schedule SE for 2019, 2020, or 2021, and it can reduce income tax liability or increase refunds dollar-for-dollar.
People who are self-employed can take advantage of tax credits. If you are in business for yourself and earned less than $30,950, you may qualify for the CalEITC. Both Social Security Number holders and ITIN (Individual Taxpayer Identification Number) holders are eligible
2) Free Consult – Business Benefits Pgm. CONTACT US HERE: https://businessvaluation.us/overview
Ready to take charge of your employees’ health and reduce cost for your business?
EMPOWERING WELLNESS, ELEVATING THE WORKFORCE EXPERIENCE.
The Future Of Wellness.
We stand at the forefront of digital wellness, offering a transformative approach to self-care through our signature 360° Wellness Plan. This plan not only addresses healthcare but also provides solutions to financial management challenges pervasive in today’s marketplace.
Our dedicated team is adept in the Wellness Integrated Medical Plan Expense Reimbursement (WIMPER) program. Through strategic use of tax codes, we seamlessly integrate the 360° Wellness Plan, ensuring zero net out-of-pocket expenses for both employers and employees.
360° Wellness Plan & Wellness App
Cost Savings to your Business
Incentivize
Your Employees
Empower a
Healthier Workforce
SPEAK TO AN EXPERT
EMPLOYEE WELLNESS BENEFITS & APP
360° Wellness Plan
PHYSICAL WELLNESS
We offer top-notch healthcare resources, preventive measures, and fitness programs for employee well-being.
MENTAL WELLNESS
We prioritize mental health, offering resources & support for stress management and resilience.
FINANCIAL WELLNESS
Combat financial stress with OACEUS’s expert solutions for financial empowerment and a secure future.
FAMILY WELLNESS
It can be intimidating when you’re unsure of how to begin, but having someone to offer assistance can alleviate those fears.
360° WELLNESS PLAN
Employer & Employee Benefits
No Out-of-Pocket Cost
Potential savings for employers, including a 15-30% discount for healthier, more productive employees and no out-of-pocket cost for the 360 Wellness Plan.
360° WELLNESS PLAN
The 360 Wellness Plan leads to improved employee health and well-being, with healthier employees proving to be more focused, energetic, and productive.
Universal Life Insurance Premium
A Universal Life Insurance Policy provides a financial safety net for employees’ loved ones, with the potential for cash value growth and tax advantages.
Benefits Generated
$25k – 150k of guaranteed issue permanent life insurance. Living benefits (heart attack, cancer, stroke)
Worker’s Compensation Premium Savings
The plan can reduce workers’ compensation claims by preventing injuries and promoting overall health and well-being. This includes educating employees on proper body mechanics, ergonomics, and safe work practices.
Potential FICA / FUTA Tax Savings
Up to $1,000 per full-time employee per year
A WIN / WIN STRATEGY FOR EMPLOYERS AND EMPLOYEES
Unlock The Power Of Your Wellness Plan
Premium Discounts and Cost Reduction
The Affordable Care Act creates new incentives to promote employer wellness programs to support healthier workplaces and deliver deep discounts.
Better Benefits at No Additional Cost
Our robust program allows you to obtain significantly better benefits for your employees with no additional cost to you or them.
Improved Employee Benefit Package
The 360° Wellness Plan benefits covers over 40 categories of care within physical health, mental health, financial, and wellness assistance.
Risk Management Tools & Resources
Recognized by multiple A+ Worker’s Compensation Carriers and has been proven to lower risk classifications and improve claim submissions.
PARTICIPATORY WELLNESS PROGRAMS
Approved By Government Organizations
The Affordable Care Act
Department of Health and Human Services
The U.S. Treasury
The Department of Labor
The Affordable Care Act creates new incentives and builds on existing wellness program policies to promote employer wellness programs and encourage opportunities to support healthier workplaces.
The Departments of Health and Human Services (HHS), Labor and the Treasury are jointly releasing proposed rules on wellness programs to reflect the changes to existing wellness provisions made by the Affordable Care Act and to encourage appropriately designed, consumer-protective wellness programs in group health coverage.
SPEAK TO AN EXPERT
LOWER COST, MITIGATE RISK.
Save 25-50% On Workers Comp Costs
Reduce Costs and Mitigate Risk on Workers Comp, Premium and Claims.
________________________________
Premium Discounts and Cost Reduction
Better Benefits at No Additional Cost
Improved Employee Benefit Package
Incentivized Risk Management Tools
Wholesale Commission Model
Comprehensive Claims Management
No Fees. No Credit Check. No Risk.
Correct Risk Class
Fully Insured or Self Insured
Comprehensive Market Shopping
Oaceus Health Benefits
Primary Care
Unlimited doctor visits, urgent care visits, annual physical, & nationwide coverage.
HealthShare
Emergency room, maternity, surgical, specialist, & catastrophic care with no annual max.
Pharmacy
International pharmacy with over 200 medications under $1.00. Home delivery available.
Laboratory services
This is a value-added health benefit that can help save you money on outpatient laboratory testing.
Hospital bill elimination
Based on the Affordable Care Act. 100 million Americans qualify for free or discounted care, yet few know about it.
Mental Health
A behavioral health solution that covers you for most unexpected behavioral issues.
Vision
Vision Savings Pass offers immediate savings on eye care, eyewear, & laser correction.
Dental
Access to over 160,000 dentists across the US. Unlimited benefits with average savings of 50%.
THE CARE YOU NEED AT A PRICE YOU CAN AFFORD
Individuals & Families
Are you on a high deductible insurance plan?
No Insurance offered at your job? Are you a contract labor employee? Do you make too much money for government healthcare subsidies? Oaceus Health will help you get the care you need.
Oaceus Health offers individuals and families great options to find the benefits they need. All our options are available nationwide and don’t require a social security number to enroll or use.
GET STARTED NOW
GREAT BENEFITS FOR YOU AND YOUR EMPLOYEES
Employer Benefits
Take care of your employees without breaking the bank
We know you care about your employees or you wouldn’t be reading this far on our site. Like many business owners, you have tried to get benefits for your team but it was out of your budget and theirs. The Ideal Health benefits program costs a fraction of other plans and provides your team with a great benefits package they need.
Contact us today and schedule a presentation to learn about our special pricing for employers and get your team enrolled on right away.
GET STARTED NOW
Provide low cost coverage for uninsured employees
Providing benefits for part-time workers or low wage earners is not always feasible due to cost. Ideal Health allows you to provide a low cost option that provides excellent benefits.
High Deductible Plan Augmentation
Allows employees on High Deductible health plans to get Primary Care, Pharmacy and Mental Health benefits before meeting their deductible
Utilization Control
Reduces the claims for regular doctors visits, urgent care, pharmacy, mental health, dental, when used instead of their current health plan
Attract and Retain Employees
Employee turnover is expensive and time consuming. Offering employees an affordable benefits package is proven to greatly reduce employee turnover and attracts high quality employees.
1099 and Contract Labor Workers
Ideal Health allows you to offer a benefits package to your contract employees. You can choose if you want to contribute or simply provide payroll deduction services.
No Social Security Number Needed
Benefits are available for employees and families without a Social Security Number.
Ready to take charge of your employees’ health and reduce cost for your business?
HERE IS WHAT WE NEED TO KNOW:
Get Started with a Corporate Health Plan
Select Your State: Alabama, Alaska, American Samoa, Arizona, Arkansas, Armed Forces (AA), Armed Forces (AE), Armed Forces (AP), California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Marshall Islands, Maryland, Massachusetts, Michigan, Micronesia, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Northern Mariana Islands, Ohio, Oklahoma, Oregon, Palau, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virgin Islands, Virginia, Washington, West Virginia, Wisconsin, Wyoming
HOW MANY Full Time W2 Employees DO YOU HAVE?
What type of Coverage are you looking for? Traditional health Insurance, Fully Insured Self-Insured (Level Funded)?
Are you interested in a comprehensive health solution for employees or individuals that are not typically covered? Group Coverage for 1099, Part-Time Employee Coverage, Seasonal Employee Coverage, Non-Benefit Eligible Employees, Dependent Coverage
What type of Employees or Independent Contractors? Full Time, Part Time, Seasonal, Per Diem, 1099, Independent Contractors
WHY USE AN EXECUTIVE BONUS PLAN?
How It Works?
Using executive bonuses to fund a tax-advantaged plan can be a smart way to provide additional benefits to executives while also gaining some tax advantages for the company.
Executive Bonus Plan (Section 162 Bonus Plan) is a simple way for businesses to provide additional compensation to key employees or executives. The business provides a bonus which the executive can use to pay the premiums on a life insurance policy. The premiums are deductible to the company as a business expense.
Tax
Advantages
Enhanced
Compensation
Flexible
Structuring
Wealth
Transfer Benefits
SPEAK TO AN EXPERT
A VALUABLE INCENTIVE TO KEY EMPLOYEES
Unlock The Power Of Your
Executive Bonus Plan
A mutually beneficial financial strategy:
Section 162 Executive Bonus Plans offer a valuable incentive to key employees by funding an IUL policy. An Indexed Universal Life (IUL) policy not only provides a death benefit, but also potential cash value growth linked to a stock market index, without direct market participation.
This allows beneficiaries to enjoy potential market-linked gains while being protected from downturns. Employers can deduct these premium payments as a business expense, and employees receive a valuable life insurance policy with tax-advantaged growth potential. The combination of Section 162 and IUL offers both companies and their key personnel a mutually beneficial financial strategy.
SPEAK TO AN EXPERT
THE DISTINCTIVE ADVANTAGE
A Premier Financial Strategy
Unlock the power of an Executive Bonus Split Dollar Plan with Indexed Universal Life (IUL) insurance.
This premier strategy fuses the tax-efficiency and flexibility of bonus arrangements with the growth potential of IUL, offering key employees a distinctive advantage.
It not only provides essential death benefit protection but also an opportunity for cash value accumulation linked to market performance. Dive into this dynamic combination to elevate your executive compensation packages, retain top talent, and optimize financial outcomes for both businesses and employees.”
SPEAK TO AN EXPERT
EXECUTIVE BONUS PLAN
Employee Benefits
Tax Advantages
Earnings grow tax-deferred within the policy. Additionally, funds can be withdrawn tax-free up to the amount of premiums paid, and loans can be taken against the cash value tax-free.
Supplemental Retirement Income
The cash value in the IUL can be used as a source of supplemental retirement income, which can be beneficial for executives.
Downside Protection
IULs typically have a floor, which means even if the market performs negatively, the cash value won’t decrease due to market loss.
Flexible Premiums
Unlike whole life insurance, IULs often allow flexible premium payments.
SHOW MORE
EXECUTIVE BONUS PLAN
Employer Benefits
Financial Security
Provides financial protection against the unexpected loss of a key individual, helping the company stay afloat during a transition.
Business Continuity
The sudden loss of a key person can disrupt business operations. Funds from the plan can be used to find or train a replacement, ensuring that the business continues running smoothly.
Credibility with Stakeholders
Having a key person plan can reassure stakeholders, creditors, and investors that the business is prepared for unforeseen events and is committed to long-term viability.
Compensation for Losses
If a key individual contributes significantly to the company’s revenue, their absence could lead to financial setbacks. A key person plan can compensate for this loss.
SHOW MORE
Get Started with the Executive Bonus Plan
BUSINESS VALUATION INFO:
THE FOLLOWING INFORMATION IS FOR BUSINESS VALUATIONS: (IF YOU ARE LOOKING TO SELL IN THE NEXT 2 YEARS)
Pass the torch to the next generation
of great American entrepreneurs.
We are on a mission to make retirement a reality for 10,000 small business owners
Get Free Assessment
5 minutes or less. 100% confidential.
We make the process quick and painless so you can transition to the next chapter free of stress
1 Assessment – Select tailored plan that fits your needs
Provide business information
Review recommendations
Choose your path forward
2 Match – Handpick a successor that aligns with your values
Meet with the best candidates
Select your preferred successor
Agree to deal terms that work
3 Mentor – Transfer decades of wisdom with integrity
Share business knowledge
Instill company culture
Handover daily responsibilities
4 Transition – Pass the torch to the next generation with confidence
Why partner with us?
We understand the important role small businesses play in the American economy and are committed to preserving their legacies by leveraging tools from the 21st century.
Small Business Experts
Leverage our network of vetted professionals to ensure your business is prepared for a successful sale.
Tailored Marketing Strategy
Identifying the core value drivers of your business to generate greater buyer interest.
Data-Driven Valuations
Incorporating hundreds of real-time data sources to set a listing price that maximizes value and buyer interest.
AI-Powered Matchmaking
Using advanced machine learning to identify potential buyers that fit with your values and priorities.
Deal Management Software
We manage everything in one easy-to-use dashboard to facilitate a fast and efficient process.
Interactive Resources
Offering dynamic educational tools to empower you with knowledge at every step of the process.
Not ready to sell? Let our experts help.
Our network of vetted professionals will help you prepare for a successful sale
Who We Work With
Baby Boomer Small Business Owners
55+ years old
Desire to pass business legacy on to future generations
More than $1 million of annual revenue
Established more than 10 years ago
Located in the United States
Sell on your terms. Effortlessly.
Your legacy is our top priority.
With any of these services, we will provide a free SGE Consultation – with a goal TO RANK ON THE 1ST PAGE OF GOOGLE.
CONTACT US HERE: here:https://businessvaluation.us/overview/
THE BENEFITS FEATURES AND INFORMATION IS AS FOLLOWS:
Free Consult – $32,200 for Self-Employed = Financial relief may be available to you! If you had to miss work due to COVID-19 in 2020 and 2021, you might qualify to receive up to $32,200 through the SETC, a federal government program.
Do I qualify for the SETC tax credit?
Eligibility for the SETC tax credit requires a positive net income from self-employment on IRS Form 1040 Schedule SE for 2019, 2020, or 2021, and it can reduce income tax liability or increase refunds dollar-for-dollar.
People who are self-employed can take advantage of tax credits. If you are in business for yourself and earned less than $30,950, you may qualify for the CalEITC. Both Social Security Number holders and ITIN (Individual Taxpayer Identification Number) holders are eligible
2) Free Consult – Business Benefits Pgm.
Ready to take charge of your employees’ health and reduce cost for your business?
EMPOWERING WELLNESS, ELEVATING THE WORKFORCE EXPERIENCE.
The Future Of Wellness.
We stand at the forefront of digital wellness, offering a transformative approach to self-care through our signature 360° Wellness Plan. This plan not only addresses healthcare but also provides solutions to financial management challenges pervasive in today’s marketplace.
Our dedicated team is adept in the Wellness Integrated Medical Plan Expense Reimbursement (WIMPER) program. Through strategic use of tax codes, we seamlessly integrate the 360° Wellness Plan, ensuring zero net out-of-pocket expenses for both employers and employees.
360° Wellness Plan & Wellness App
Cost Savings to your Business
Incentivize
Your Employees
Empower a
Healthier Workforce
SPEAK TO AN EXPERT
EMPLOYEE WELLNESS BENEFITS & APP
360° Wellness Plan
PHYSICAL WELLNESS
We offer top-notch healthcare resources, preventive measures, and fitness programs for employee well-being.
MENTAL WELLNESS
We prioritize mental health, offering resources & support for stress management and resilience.
FINANCIAL WELLNESS
Combat financial stress with OACEUS’s expert solutions for financial empowerment and a secure future.
FAMILY WELLNESS
It can be intimidating when you’re unsure of how to begin, but having someone to offer assistance can alleviate those fears.
360° WELLNESS PLAN
Employer & Employee Benefits
No Out-of-Pocket Cost
Potential savings for employers, including a 15-30% discount for healthier, more productive employees and no out-of-pocket cost for the 360 Wellness Plan.
360° WELLNESS PLAN
The 360 Wellness Plan leads to improved employee health and well-being, with healthier employees proving to be more focused, energetic, and productive.
Universal Life Insurance Premium
A Universal Life Insurance Policy provides a financial safety net for employees’ loved ones, with the potential for cash value growth and tax advantages.
Benefits Generated
$25k – 150k of guaranteed issue permanent life insurance. Living benefits (heart attack, cancer, stroke)
Worker’s Compensation Premium Savings
The plan can reduce workers’ compensation claims by preventing injuries and promoting overall health and well-being. This includes educating employees on proper body mechanics, ergonomics, and safe work practices.
Potential FICA / FUTA Tax Savings
Up to $1,000 per full-time employee per year
A WIN / WIN STRATEGY FOR EMPLOYERS AND EMPLOYEES
Unlock The Power Of Your Wellness Plan
Premium Discounts and Cost Reduction
The Affordable Care Act creates new incentives to promote employer wellness programs to support healthier workplaces and deliver deep discounts.
Better Benefits at No Additional Cost
Our robust program allows you to obtain significantly better benefits for your employees with no additional cost to you or them.
Improved Employee Benefit Package
The 360° Wellness Plan benefits covers over 40 categories of care within physical health, mental health, financial, and wellness assistance.
Risk Management Tools & Resources
Recognized by multiple A+ Worker’s Compensation Carriers and has been proven to lower risk classifications and improve claim submissions.
PARTICIPATORY WELLNESS PROGRAMS
Approved By Government Organizations
The Affordable Care Act
Department of Health and Human Services
The U.S. Treasury
The Department of Labor
The Affordable Care Act creates new incentives and builds on existing wellness program policies to promote employer wellness programs and encourage opportunities to support healthier workplaces.
The Departments of Health and Human Services (HHS), Labor and the Treasury are jointly releasing proposed rules on wellness programs to reflect the changes to existing wellness provisions made by the Affordable Care Act and to encourage appropriately designed, consumer-protective wellness programs in group health coverage.
SPEAK TO AN EXPERT
LOWER COST, MITIGATE RISK.
Save 25-50% On Workers Comp Costs
Reduce Costs and Mitigate Risk on Workers Comp, Premium and Claims.
Premium Discounts and Cost Reduction
Better Benefits at No Additional Cost
Improved Employee Benefit Package
Incentivized Risk Management Tools
Wholesale Commission Model
Comprehensive Claims Management
No Fees. No Credit Check. No Risk.
Correct Risk Class
Fully Insured or Self Insured
Comprehensive Market Shopping
Oaceus Health Benefits
Primary Care
Unlimited doctor visits, urgent care visits, annual physical, & nationwide coverage.
HealthShare
Emergency room, maternity, surgical, specialist, & catastrophic care with no annual max.
Pharmacy
International pharmacy with over 200 medications under $1.00. Home delivery available.
Laboratory services
This is a value-added health benefit that can help save you money on outpatient laboratory testing.
Hospital bill elimination
Based on the Affordable Care Act. 100 million Americans qualify for free or discounted care, yet few know about it.
Mental Health
A behavioral health solution that covers you for most unexpected behavioral issues.
Vision
Vision Savings Pass offers immediate savings on eye care, eyewear, & laser correction.
Dental
Access to over 160,000 dentists across the US. Unlimited benefits with average savings of 50%.
THE CARE YOU NEED AT A PRICE YOU CAN AFFORD
Individuals & Families
Are you on a high deductible insurance plan?
No Insurance offered at your job? Are you a contract labor employee? Do you make too much money for government healthcare subsidies? Oaceus Health will help you get the care you need.
Oaceus Health offers individuals and families great options to find the benefits they need. All our options are available nationwide and don’t require a social security number to enroll or use.
GET STARTED NOW
GREAT BENEFITS FOR YOU AND YOUR EMPLOYEES
Employer Benefits
Take care of your employees without breaking the bank
We know you care about your employees or you wouldn’t be reading this far on our site. Like many business owners, you have tried to get benefits for your team but it was out of your budget and theirs. The Ideal Health benefits program costs a fraction of other plans and provides your team with a great benefits package they need.
Contact us today and schedule a presentation to learn about our special pricing for employers and get your team enrolled on right away.
GET STARTED NOW
Provide low cost coverage for uninsured employees
Providing benefits for part-time workers or low wage earners is not always feasible due to cost. Ideal Health allows you to provide a low cost option that provides excellent benefits.
High Deductible Plan Augmentation
Allows employees on High Deductible health plans to get Primary Care, Pharmacy and Mental Health benefits before meeting their deductible
Utilization Control
Reduces the claims for regular doctors visits, urgent care, pharmacy, mental health, dental, when used instead of their current health plan
Attract and Retain Employees
Employee turnover is expensive and time consuming. Offering employees an affordable benefits package is proven to greatly reduce employee turnover and attracts high quality employees.
1099 and Contract Labor Workers
Ideal Health allows you to offer a benefits package to your contract employees. You can choose if you want to contribute or simply provide payroll deduction services.
No Social Security Number Needed
Benefits are available for employees and families without a Social Security Number.
Ready to take charge of your employees’ health and reduce cost for your business?
HERE IS WHAT WE NEED TO KNOW:
Get Started with a Corporate Health Plan
Select Your State: Alabama, Alaska, American Samoa, Arizona, Arkansas, Armed Forces (AA), Armed Forces (AE), Armed Forces (AP), California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Marshall Islands, Maryland, Massachusetts, Michigan, Micronesia, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Northern Mariana Islands, Ohio, Oklahoma, Oregon, Palau, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virgin Islands, Virginia, Washington, West Virginia, Wisconsin, Wyoming
HOW MANY Full Time W2 Employees DO YOU HAVE?
What type of Coverage are you looking for? Traditional health Insurance, Fully Insured Self-Insured (Level Funded)?
Are you interested in a comprehensive health solution for employees or individuals that are not typically covered? Group Coverage for 1099, Part-Time Employee Coverage, Seasonal Employee Coverage, Non-Benefit Eligible Employees, Dependent Coverage
What type of Employees or Independent Contractors? Full Time, Part Time, Seasonal, Per Diem, 1099, Independent Contractors
WHY USE AN EXECUTIVE BONUS PLAN?
How It Works?
Using executive bonuses to fund a tax-advantaged plan can be a smart way to provide additional benefits to executives while also gaining some tax advantages for the company.
Executive Bonus Plan (Section 162 Bonus Plan) is a simple way for businesses to provide additional compensation to key employees or executives. The business provides a bonus which the executive can use to pay the premiums on a life insurance policy. The premiums are deductible to the company as a business expense.
Tax
Advantages
Enhanced
Compensation
Flexible
Structuring
Wealth
Transfer Benefits
SPEAK TO AN EXPERT
A VALUABLE INCENTIVE TO KEY EMPLOYEES
Unlock The Power Of Your
Executive Bonus Plan
A mutually beneficial financial strategy:
Section 162 Executive Bonus Plans offer a valuable incentive to key employees by funding an IUL policy. An Indexed Universal Life (IUL) policy not only provides a death benefit, but also potential cash value growth linked to a stock market index, without direct market participation.
This allows beneficiaries to enjoy potential market-linked gains while being protected from downturns. Employers can deduct these premium payments as a business expense, and employees receive a valuable life insurance policy with tax-advantaged growth potential. The combination of Section 162 and IUL offers both companies and their key personnel a mutually beneficial financial strategy.
SPEAK TO AN EXPERT
THE DISTINCTIVE ADVANTAGE
A Premier Financial Strategy
Unlock the power of an Executive Bonus Split Dollar Plan with Indexed Universal Life (IUL) insurance.
This premier strategy fuses the tax-efficiency and flexibility of bonus arrangements with the growth potential of IUL, offering key employees a distinctive advantage.
It not only provides essential death benefit protection but also an opportunity for cash value accumulation linked to market performance. Dive into this dynamic combination to elevate your executive compensation packages, retain top talent, and optimize financial outcomes for both businesses and employees.”
SPEAK TO AN EXPERT
EXECUTIVE BONUS PLAN
Employee Benefits
Tax Advantages
Earnings grow tax-deferred within the policy. Additionally, funds can be withdrawn tax-free up to the amount of premiums paid, and loans can be taken against the cash value tax-free.
Supplemental Retirement Income
The cash value in the IUL can be used as a source of supplemental retirement income, which can be beneficial for executives.
Downside Protection
IULs typically have a floor, which means even if the market performs negatively, the cash value won’t decrease due to market loss.
Flexible Premiums
Unlike whole life insurance, IULs often allow flexible premium payments.
SHOW MORE
EXECUTIVE BONUS PLAN
Employer Benefits
Financial Security
Provides financial protection against the unexpected loss of a key individual, helping the company stay afloat during a transition.
Business Continuity
The sudden loss of a key person can disrupt business operations. Funds from the plan can be used to find or train a replacement, ensuring that the business continues running smoothly.
Credibility with Stakeholders
Having a key person plan can reassure stakeholders, creditors, and investors that the business is prepared for unforeseen events and is committed to long-term viability.
Compensation for Losses
If a key individual contributes significantly to the company’s revenue, their absence could lead to financial setbacks. A key person plan can compensate for this loss.
SHOW MORE
Get Started with the Executive Bonus Plan
BUSINESS VALUATION INFO:
THE FOLLOWING INFORMATION IS FOR BUSINESS VALUATIONS: (IF YOU ARE LOOKING TO SELL IN THE NEXT 2 YEARS)
Pass the torch to the next generation
of great American entrepreneurs.
We are on a mission to make retirement a reality for 10,000 small business owners
Get Free Assessment
5 minutes or less. 100% confidential.
We make the process quick and painless so you can transition to the next chapter free of stress
1 Assessment – Select tailored plan that fits your needs
Provide business information
Review recommendations
Choose your path forward
2 Match – Handpick a successor that aligns with your values
Meet with the best candidates
Select your preferred successor
Agree to deal terms that work
3 Mentor – Transfer decades of wisdom with integrity
Share business knowledge
Instill company culture
Handover daily responsibilities
4 Transition – Pass the torch to the next generation with confidence
Why partner with us?
We understand the important role small businesses play in the American economy and are committed to preserving their legacies by leveraging tools from the 21st century.
Small Business Experts
Leverage our network of vetted professionals to ensure your business is prepared for a successful sale.
Tailored Marketing Strategy
Identifying the core value drivers of your business to generate greater buyer interest.
Data-Driven Valuations
Incorporating hundreds of real-time data sources to set a listing price that maximizes value and buyer interest.
AI-Powered Matchmaking
Using advanced machine learning to identify potential buyers that fit with your values and priorities.
Deal Management Software
We manage everything in one easy-to-use dashboard to facilitate a fast and efficient process.
Interactive Resources
Offering dynamic educational tools to empower you with knowledge at every step of the process.
Not ready to sell? Let our experts help.
Our network of vetted professionals will help you prepare for a successful sale
Who We Work With
Baby Boomer Small Business Owners
55+ years old
Desire to pass business legacy on to future generations
More than $1 million of annual revenue
Established more than 10 years ago
Located in the United States
Sell on your terms. Effortlessly.
Your legacy is our top priority.
TO WATCH THE 3 MINUTE OVERVIEW GO HERE: